What is the most important asset you have?
- Yourself.
- Your Health
- Your ability to earn an income.
Probably you would answer “yes” to any one or more of the above. Australians are according to statistics, highly underinsured with record levels of debt and low levels of personal savings. 
Here are three scenarios to consider
What happens if your ability to service debt and realise your dream of real property ownership is taken away? Do you know you can insure up to 75% of your gross income and claim a tax deduction on your premium.
What happens if you develop a dreaded disease such as cancer? You can insure against this and then use the lump sum toward medical expenses and paying out all debts early, taking away the stress of trying to find the money to pay while you recover.
What happens to your debt if you pass on prematurely? We can show you how we insure your life and ensure debt is paid allowing your loved ones to deal with any creditors in a dignified and a timely manner.
At Individual Home Loans we have a referral arrangement with James Henderson of Pivotal Financial Advisers Limited.
If you would like to discuss any of the extremely important issues listed above contact John Whitten at his office on 49722081 or via email jwhitten@ihl.net.au or find us on facebook & twitter at Individual Home Loans.
