Most banks have tightened their lending requirements and now require genuine savings of the deposit on a loan. It is not always possible for us to have the genuine savings and at Individual Home Loans we have two sorts of loans that don’t require genuine savings. NON – GENUINE SAVING LOANS- We have access to […]
It requires careful consideration but knocking down an old home to build another can prove a rewarding move. While renovating or moving home may be more traditional methods of solving a housing issue, knock down rebuild projects are becoming an increasingly popular housing strategy. According to the Housing Industry Association, around 21,000 rebuild projects are […]
There are a number of proven strategies to help you better manage your mortgage in a rising rate environment. There is little doubt that we’re now firmly in an upward rate cycle. The Reserve Bank of Australia (RBA) has already pushed rates up tree times and all rhetoric coming from the bank – supported by […]
Finding a good real estate agent is the first step to maximising your chances of a smooth sale and a good price for your property. Many people make the mistake of seeking out the highest selling agent from the biggest company, but while a good track record does count, there’s a lot more to picking […]
